How to transfer household goods safely to another state
Keeping goods safe over days on the road: packing for distance, loading order, the signed inventory, insurance on a declared value, delivery checks and claims.
6 min read
Read articleEven the most careful move faces risks on the road. Transit insurance protects the value of your goods against loss or damage from accidents, fire and other risks listed in the policy, for local and long-distance moves.
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A road accident, a fire or a natural event can damage goods no matter how well they are packed. Transit insurance means you are not left carrying that loss alone.
You declare the value of your goods, and the premium is a small percentage of that value. The exact premium and cover are shared with your quote, before you decide.
Insurance is available with every service, from household shifting and car transportation to storage.
At a glance
Covers your goods while they are on the road, against the risks listed in the policy such as accidents and fire.
Best for: Most household and office moves
Broader cover that can also include risks during packing, loading and unloading, as per the policy terms.
Best for: High-value goods and long-distance moves
Every policy has its own terms. This is a general guide, and the policy document is final.
Write down any damage on the delivery receipt before signing.
Photograph the damaged item and its packing from a few angles.
Tell our team as soon as possible, within the policy time limit.
Inventory, invoice, photos and the policy copy go to the insurer.
The insurer assesses the claim and settles it as per the policy.
Every detail below is public record. Check it before you book any packers and movers.
Your cover depends on the value you declare. A careful list takes an hour and saves a lot of trouble if you ever need to claim.
List the furniture, appliances, electronics and cartons in each room so nothing is missed.
Think about what it would cost to replace each item today in similar condition. A realistic value keeps both the premium and any claim fair.
Give electronics, artwork and branded furniture their own line with a value, instead of grouping them into a carton.
Purchase bills and photos taken before packing make a claim faster and simpler.
If the declared value is lower than the real value, a claim may pay out less than the actual loss.
Your declared list should match the inventory our crew prepares, so every item on the truck is covered.
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The premium is a small percentage of the value you declare for your goods. We share the exact premium with your quote so you can decide before the move.
Transit insurance covers goods on the road against listed risks such as accidents and fire. Comprehensive cover is broader and can include risks during packing, loading and unloading, as per the policy.
List your items with an approximate current value. High-value items such as electronics, art and furniture should be listed separately, with bills if you have them.
Note the damage on the delivery receipt, take photos and inform us as soon as possible. Our team helps you file the claim with the documents the insurer needs.
No, it is optional, but we recommend it for long-distance moves and high-value goods.
Before packing starts. Share the declared value of your goods and we add the premium to your quote.
Yes. Cover is available for local moves as well as long-distance ones.
Transit insurance covers goods while they are on the move. Cover for a storage period is arranged separately, and our team can help you with it.
Keeping goods safe over days on the road: packing for distance, loading order, the signed inventory, insurance on a declared value, delivery checks and claims.
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